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Cheap coastal properties for sale

February 29, 2024
Craig Gibson

Based on a budget limit of around $600k, we’ve scoured listings across the country to put a spotlight on some of the cheapest coastal properties for sale. We’ve even highlighted the top postcodes with cheap coastal properties, to get your research started.

Cheap coastal properties for sale NSW

Our picks for the top 5 cheap coastal properties for sale in NSW are:

  1. Eden, 2551
  2. Stuarts Point, 2441
  3. Pambula, 2549
  4. Kioloa, 2539
  5. Taree, 2430

Eden spotlight

Eden is practically the last major town in NSW before you hit the Victorian border, some 6 hours south of Sydney on the Sapphire Coast. This relative isolation, and distance from major centres, is the main reason property is relatively affordable in this picturesque beach town. With a population of 3,000, it’s the type of town you can really get to know your neighbours and live a quieter life.

Eden’s median house price is $650,000, but you can still snag a three bedroom house for $600,000. If you’re after four bedrooms, though, be prepared to pay around $850,00. Houses dominate this market, but if you can source an apartment for sale, expect to pay a median of $347,500, depending on the number of rooms.

  • Median house price: $650,000 
  • Median unit price: $347,500
  • Annual price growth: +50.5 per cent
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Standout property: 2, 14 Wonboyn Road, Eden

  • Price guide: $575,000
Cheap coastal property in Eden, NSW
Source: Realestate.com.au

This freestanding 3 bedroom house is set on a 2219m2 lot, with an open plan living area and north-facing deck and alfresco area. Metres from the Wonboyn Estuary, this semi-rural property promises native birdlife and tranquillity. As if that wasn’t picturesque enough, you can guarantee to see whales in season and regular sightings of dolphins in the bay.

Cheap coastal properties for sale Victoria

Our picks for the top 5 cheap coastal properties for sale across Victoria are:

  1. Portland, 3305
  2. Golden Beach, 3851
  3. Loch Sport, 3851
  4. Inverloch, 3996
  5. Cowes, 3922

Portland spotlight

Even though Portland is a four hour drive from Melbourne on the Surf Coast, it actually has a lot going for it. It boasts a thriving fishing, mining, and agricultural sector. Portland is also a historic town, as the site of Victoria's first permanent European settlement, with over 200 19th-century buildings hewn from local bluestone rock. 

In terms of property, median property prices range from $247,000 for units to $386,000 for houses. By any standards, these are ‘cheap’ valuations, considering the median house price in Geelong is $952,500. Houses in Portland have advanced a respectable +25.61 per cent over the last year and recorded a compound growth rate of +11.4 per cent over the past five years.

  • Median house price: $386,000 
  • Median unit price: $247,000
  • Annual price growth: +25.61 per cent

Standout property: 118 Cape Nelson Road, Portland

  • Price guide: $485,000
Cheap coastal property in Portland, Victoria
Source: Realestate.com.au

This spacious 838 m² 3 bedroom house in Portland has a large open plan kitchen/living area, with a generous, protected alfresco deck entertaining area. As you can see, this is a semi-rural area with a large backyard and access to tons of green space. Only minutes to the beach, this eye-catching home is also equipped with solar power for savings on those energy bills. 

Cheap coastal properties for sale Queensland

Our picks for the top 5 cheapest coastal areas in Queensland are:

  1. Mission Beach, 4852
  2. Cardwell, 4849
  3. Gladstone Central, 4680
  4. Forrest Beach, 4850
  5. Sarina, 4737

Mission Beach spotlight

If you really want to get away from it all, check out Mission Beach on the Cassowary Coast. It’s located some three hours north of Townsville and two hours south of Cairns. You won’t find any big supermarket chains here, or many other chains for that matter. Instead, you’ll get to enjoy a quaint old school beach town and lots of golden yellow sand. 

In terms of property values here, the median house price is $439,000, while the unit median is just $286,500. Prices have advanced +13.7 per cent over the past year, but we’re presuming you’re not buying here for an investment return, but rather a complete lifestyle change.

  • Median house price: $439,000 
  • Median unit price: $286,500
  • Annual price growth: +13.7 per cent

Standout property: 27 Rise Crescent, Mission Beach

  • Price guide: $600,000
Cheap coastal property in Mission Beach, Queensland
Source: Realestate.com.au

At $600,000, our property pick is a little over the town’s median, but this 881 m² house built in 2017 has a swimming pool and views of the Coral Sea from the front deck. The flowing open plan design maximises sea breezes, and besides the ample garden, this home has two generous bedrooms, and a rear patio with the option to extend if you need more space.

Cheap coastal properties for sale SA

Our picks for the top 5 cheapest coastal areas in South Australia are:

  1. Victor Harbor, 5211
  2. Port Lincoln, 5606
  3. Ardrossan, 5571
  4. Cape Jervis, 5204
  5. Balgowan, 5573

Victor Harbor spotlight

Victor Harbor, located on SA’s south coast on the picturesque Fleurieu Peninsula is under an hour’s drive south of Adelaide. There’s a lot going for this small, bustling town which is a holiday destination in itself, thanks to the magnificent coastline and everything that goes with it. There’s plenty to do here, including hiking, boating, and fishing. It’s also a hop and a skip from the Southern wine region, and you can catch the Kangaroo Island ferry at Cape Jervis, which is also just down the road. 

In terms of property prices, the median house price in Victor Harbor is $467,000, with units at a median of 330,000. House prices have grown +15.95 per cent over the past year. 

  • Median house price: $467,000 
  • Median unit price: $330,000
  • Annual price growth: +15.95 per cent

Standout property: 94 Bay Road, Victor Harbor

  • Price guide: $450,000-$495,000
Cheap coastal property in Victor Habor, South Australia
Source: Realestate.com.au

This listing highlights the renovation potential of the property, as well as the generous 796 sqm block as, ‘brilliant investor potential’. For just under $500k, you get four bedrooms or 3 and a study, an oversized laundry, and a huge walk-in pantry. To top it off, this property is just minutes from the conveniences of the town centre.

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Cheap coastal properties for sale WA

Our picks for the top 5 cheapest coastal areas in Western Australia are:

  1. Denmark, 6333
  2. Augusta, 6290
  3. Albany, 6330
  4. Bayonet Head, 6330
  5. Geographe, 6280

Denmark spotlight

With a population measured in the low thousands, Denmark sits on Wilson Inlet in the Great Southern region of WA. A five or so hour drive south-east of Perth means you won’t be commuting, but we’re guessing you’re not moving here to be close to the big smoke! 

Known locally as the jewel of the Rainbow Coast, those in the know head here for a less frenetic wine pace of life than Margaret River further north. With a median price of $475,000 for houses and $55,320 for units, the market here has been fairly steady over the past year, advancing +14.8 per cent.

  • Median house price: $475,000 
  • Median unit price: $55,320
  • Annual price growth: +14.8 per cent

Standout property: 4 Thorne Road, Denmark

  • Price guide: $420,000
Cheap coastal property in Denmark, Western Australia


If alternative living is your thing, then you may want to take a look at this one-of-kind A-frame property in Denmark. It’s located on a 1,012 m² block just out of ‘town’. There are only 2 bedrooms, but you can expect a well-equipped kitchen, wood fire heating, a garage/workshop, and established gardens. Or, you can always draw up some plans to renovate it to truly make it your own.

With house prices inexorably on the rise, finding ‘cheap’ coastal properties for sale can be tricky. The Covid-19 pandemic didn't help much either, as it seemed everyone and their dog packed up and moved to beach towns and villages to escape. The good news is that you can still find affordable ‘hidden gems’ along our amazing coastline. The only catch is that they won’t be within striking distance of Sydney, Melbourne, or Brisbane. 

Blogs are written expressly for education purposes and content is based on the opinions of the authors or as otherwise cited. All information is current as at publication release and we take no responsibility for any factors that may change thereafter. Doorsteps Finance Pty Ltd and Doorsteps Solutions Pty Ltd do not accept any liability or responsibility whatsoever to any error or omission or any loss or damage of any kind sustained by a person or entity arising from the use of this information. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Doorsteps Finance Pty Ltd ACN 648 541 879 (Doorsteps Finance) is a credit representative of Australian Finance Group Ltd ABN 11 066 385 822, the holder of Australian Credit Licence 389087. Doorsteps Finance is authorised under credit representative number 531036.

‍Doorsteps Solutions Pty Ltd ABN 60 654 334 246 and Australian Credit Licence 537369 (Doorsteps Solutions).

Doorsteps Finance and Doorsteps Solutions are wholly owned by SBDO PM Holdings Pty Ltd ABN 96 610 330 240.

Disclaimer: Property reports contain property estimate data and information provided by RP Data Pty Ltd trading as CoreLogic Asia Pacific ABN 57 087 759 171 (CoreLogic) and OpenAgent Pty Ltd, which is general in nature. It is not a professional property valuation or advice to be relied upon. The actual market value of the subject property may differ. We and CoreLogic do not warrant the accuracy, currency or completeness of the data and information to the full extent permitted by law, each excludes all loss or damage howsoever arising (including through negligence) in connection with the information. You rely on the property estimate at your own risk.

Disclaimer: Doorsteps Finance Pty Ltd ACN 648 541 879 (credit representative no.531036) is authorised under Doorsteps Solutions Pty Ltd ACN 654 334 246, Australian Credit Licence 537369. Any credit application made through Doorsteps Finance Pty Ltd is subject to approval, terms and conditions, fees and charges.

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