Buy & sell at the same time with confidence

Secure the perfect next home as soon as it hits the market

It can take a while to find the perfect property and when you do, you’ll likely need to move quickly. If you’re not prepared you may miss out on a property you really want.

With a pre-approved Buy First solution there is no pressure to settle for a less than perfect property. You can act fast as soon as it's available and put forward a strong offer that’s not subject to the sale of your existing home.

Maximise the sale price of your existing home

Getting top dollar for your current home comes down to presentation, marketing and flexibility. Do the repairs, landscaping and staging on your current property attract the largest buyer pool possible.

With a Buy First strategy you’re in control and have the time and flexibility to run a super charged marketing campaign and secure the best price.

When you sell first you lose control of the timing of the process as there’s no guarantee that you can secure that perfect property within a reasonable time or be flexible enough with your sale to attract the maximum number of buyers. Time is your enemy here because the longer it takes, the greater the chance of property values continuing to rise, effectively reducing your buying power.

Ditch the old way of buying and selling and give yourself more freedom, flexibility and choice

More options

Give yourself the time to find the home you really want. Don’t rush into buying the best of a bad bunch.

No temporary living

Avoid moving in with your parents, your mates, or fighting to secure a rental property.

Stay in control

You decide when to move and when to list which makes organising everything a breeze.

Simplify your life

Skip moving twice and living through repairs and showings. No mad dash to move.

Seek Pre-Approval

Not sure where to start?
No worries.

Whatever your situation, Doorsteps Finance’s qualified mortgage brokers can help you sort through everything and figure out what options are available to you.

Get Started

Whatever your situation, buying first is worth exploring

Buy First solution for downsizers

There are a lot of moving pieces to consider when downsizing. The joy of finding your perfect next home can be quickly replaced by the stress of rushing to sell your current one. For downsizers specifically, worrying about finding a suitable lender can compound the usual pains that come with relocating.

Buy First solutions for upsizers

In our experience, upsizers are typically looking to buy a home they want to live in for a long time. But when you sell first, you limit your buying options to whatever is on the market during the settlement period of your existing sale (or however long you can handle living with your mum and dad again). This can leave many homeowners with buyers remorse, which is not how you should feel when moving into your new home.

Buy First solutions for relocators

Financing solutions to buy first don’t just have to be for people upsizing or downsizing. They can also help people as they’re searching for their next home in another suburb or state. When you’re buying and selling at the same time, there’s already so much to coordinate; add in a big relocation and things become even more complicated.

Buying first is possible, and it might be cheaper than you think

The upfront costs of temporary accommodation, removalists and storage can add up quickly, especially if it takes a while to secure your new home. With a buy first strategy, you’ll be able to estimate the costs and plan more effectively.

Wondering if buying first is a viable strategy for you? Have a no-obligation chat with our team and explore all your options. Get ahead and be prepared, because you never know when the home you really want may hit the market.

Seek Pre-Approval

A Buy First strategy may not be suitable for you if you don’t have sufficient equity in your current home or if the characteristics of your current home mean that it will take an unusually long time to sell. Your financial situation, risk tolerance, and personal preferences may impact whether a Buy-First strategy is right for you. You should seek guidance from your professional advisors based on your specific needs and market conditions before making any decisions. The team at Doorsteps Finance are committed to helping homeowners buy first.

Common mistakes to avoid when selling a house

Commonly made mistakes to avoid when selling a house.

Should you buy or sell first?

Buy before selling or sell before buying is one of the biggest decisions you’ll make when upgrading home

What is a bridging loan?

Get the full rundown on how bridging finance works and how it can help you move.

Things you should know

Doorsteps Finance Pty Ltd ABN 27 648 541 879 (Doorsteps Finance) is a credit representative (no 531036) of Doorsteps Solutions Pty Ltd ABN 60 654 334 246 , the holder of Australian Credit Licence 537369 (Doorsteps Solutions). Doorsteps FInance and Doorsteps Solutions are wholly owned subsidiaries of OpenAgent Pty Ltd ACN 161 595 679.

Pre-approval is not a final loan commitment, and does not guarantee loan approval or funding. The pre-approval process is designed to assess your creditworthiness and provide an estimate of the loan amount you may qualify for based on the information provided at the time of pre-approval.

There is no guarantee that you will save any money by buying before you sell.

There is no guarantee that you will receive approval from a bridging lender in 48 hours.

A bridging lender is under no obligation to consider or approve any application or to provide any products to you. Any credit application is subject to approval, terms and conditions, fees and charges.

*A referral to Lawlab Pty Limited is general in nature only and does not constitute legal advice.

This content is written expressly for educational purposes and is based on the opinions of the authors or as otherwise cited. In no way should it be relied upon for financial advice. This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice. We do not accept any liability or responsibility whatsoever to any error or omission or any loss or damage of any kind sustained by a person or entity arising from the use of this information.

Buy the home you love before selling the one you’re in

Ditch the old way of buying and selling and give yourself more freedom, flexibility and choice

Not sure where to start?
No worries.